1. Be disciplined in everything you do.
2. Be frugal and thrifty.
3. Learn to save at least 30-40 per cent of your earnings.
4. Read a lot, especially books written by millionaires
5. Be an optimist. See the good side of everything.
6. Be determined, and unreasonably persistent.
7. Help others to succeed with no conditions
8. Fill a need - something nobody has tried before.
9. Remember to pray everyday for others as well as your family.
10. Money isn't everything but keep a sharp eye on your financial target nevertheless
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